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The Homeowners' Insurance Guide to Peace of Mind: 4 Tips from SERVPRO of Park la Brea

4/14/2023 (Permalink)

A wooden table with a green design that features the title "Homeowners Insurance Guide, 2023 Edition" in black text. Want to make sure you're protected against water damage costs? Check out these helpful tips for homeowners' insurance in 2023.

As a homeowner, protecting your property and possessions is essential. Homeowners’ insurance is a vital investment that can protect you against water damage, electrical fires, and more. Although purchasing homeowners’ insurance can be daunting, but we're here to help with 4 tips to help you make an informed decision when purchasing your policy:

  • Get Quotes Online: A quick search can help you get quotes from different companies and ensure that you compare with all of the details that you need. Remember, some policies may offer substantially more coverage than others.

  • Know What Your Policy Covers: It's crucial to understand what your policy does and doesn't cover. Most homeowners' insurance policies protect against common exposures like water damage, electrical fires, and roof leaks. Still, it's vital to check whether you need special coverage for specific items. Plus, maintenance issues like mold and pest infestations often aren't covered.

  • Check the Insurance Company's Rating: Before purchasing insurance, check the insurance company's rating. A good rating means the company can meet its claim obligations!

  • Look for Discounts: It’s not uncommon for insurance companies to offer discounts for things like installing a security system or water mitigation systems. Check with your insurance provider to see if you qualify for any discounts.

At SERVPRO, we are all about keeping you and your property protected. Homeowners’ insurance is a perfect way to help keep you protected when water damage strikes. By following these tips, you can make an informed decision and feel a little more stress-free. Remember, our SERVPRO of Park la Brea team is always here to help!